Data files you really need to give the fresh new Pag-IBIG place of work individually:

You may complete a duplicate of one’s newest ITR you to definitely has actually a beneficial BIR stamp. I think because of it one to, you’ll have to see your RDO to get stamped.

While you are a beneficial freelancer or an entrepreneur, you can submit a duplicate of your audited ITR and you may BIR stamp. I don’t try this that since the We was not the one who applied for the loan and i also don’t donate to feel co-debtor, but I do believe this would suggest taking your newest ITR, and only to go on the latest safe top, your own bookkeeping courses, toward RDO.

While you are employed, you may choose to complete the authoritative thirty day period shell out slip dated no less than 90 days before day off app. Jay chose to fill out three so you’re able to close the deal, haha! The guy and additionally recorded his COE together with them.

This really is for the first faltering step. Pag-IBIG will evaluate the distribution to check your own qualification to use for a house mortgage.

Once you have recorded such files on line, you will receive a contact compelling that pay money for brand new operating fee. I paid Php step one,000. Make certain you print-out a copy of the verification of the percentage. You will need to bring this to help you Pag-IBIG , in addition to the most other standards, once you’ve become anticipate to visit their place of work through email address or a trip.

Here you will find the data that you need to give Pag-IBIG once you’ve started asked to submit your documents physically:

1. The modern duplicates of your own documents your registered on the very first process, apart from the latest selfie. You should also provide your own ID photocopied.

2. A copy of one’s Unique Fuel away from Lawyer on broker. (If your holder is not about Philippines)

The cost of notarization hinges on the fresh assented price of the property stipulated on your own deal to sell.

They will and ask for taking their photographs along with your good ID once again. Now, it would be their staff that will do the take to.

Assessment phase

Given that table administrator seems more your documents and you may notices zero discrepancies, you may be Dade City North loans asked to cover appraisal payment. We paid off Php dos,000.

We had been advised to attend getting a visit from just one from their workers concerning your plan of the house appraisal. What the results are during the home appraisal is that they will be sending representatives to help you see our house to see if it fits the basic and you may conditions.

They called 3 days ahead of it went to. The new appraisers were on place because of the 8AM. They went in the, featured the latest dimensions and you can don’t extremely communicate with all of us this much. They just ran around to test for each and every room inside your home.

Then which had been it. We were informed to go to due to their current email address whether or not our very own mortgage could have been approved or perhaps not approved; not, they already cautioned all of us your house we were looking to pick was short of step one meter in width on the standards.

Mortgage Denied

I obtained a contact out of Pag-IBIG officially proclaiming that the fresh measurements of our house didn’t see its conditions, and that is one to. That has been the termination of our sense……for the moment.

We noticed submitting a letter away from reconsideration, however the email address obviously reported that we’d to address the procedure and you will agree to putting some requisite alter, and this i would not. Therefore we was required to undertake our destiny and move on.

Oh well, at the very least i have attained a lifestyle experience that we can also be include in the long term and to show our kids if it is their look to purchase their property. We had been, needless to say, distressed, but we will remain our very own dreams up until i ultimately get the lay we are able to call domestic.